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Chiropractic Care Series, Part 3: Does Health Insurance Cover Chiropractic Care?

Join us for today's episode of Home Helpers Water Cooler Chat where local expert, Dr. Heather Crawford of Harbor Chiropractic, discusses whether or not health insurance covers chiropractic care.

This is part 3 of a 3-part video series answering frequently asked questions of our audience about chiropractic care. Thank you, Dr. Crawford, for assisting us in providing helpful information to our community, especially seniors.

#SeniorCare #ChiropracticCare

To learn more about Harbor Chiropractic or to schedule an appointment, please visit their website at or call 941.761.1100 (Bradenton) or 941.304.3013 (Palmetto) to speak to an associate.


[Jonathan] Thinking about chiropractic care for pain relief? Well, if you answered, "yes", then there may be some questions that you'd like to have answered before you move forward with chiropractic care. On today's episode of Home Helper's Water Cooler Chat, I have with me local expert, Dr. Heather Crawford, to discuss whether or not insurance covers chiropractic care.

All right, so going to move on to the next question here. So it's about insurance. So does insurance cover chiropractic care?

[Dr. Heather Crawford] So that completely depends on the person's insurance coverage. There are plenty of insurances that we accept in our office that are covered. We don't fully know someone's benefits until they do come into our office. For example though, if it's a straight Medicare plan, no advantage, no secondary, any of that stuff, Medicare does cover the adjustment. They unfortunately have not caught on yet that we actually need to do an exam and maybe potentially x-rays. They don't cover those in a chiropractics office yet. But they do cover the adjustments. Typically the straight Medicare has an 80 20 policy. It's usually about $7 and some change for an adjustment in our office. And then obviously with the secondary supplementals, we will run those benefits and be able to determine that for our potential patients so that there is a complete concise and clear rundown on those financials, as best as the insurance can give us. We all know how that can go.

What advice do you have for someone who is interested in receiving chiropractic care at Harbor Chiropractic?

We'd love to meet them, obviously. We also do free consultations in our office so it doesn't have to be that commitment at that time. A lot of folks just wanna come in, check us out. One, make sure we're normal human beings, which obviously, hey. But check out our office and see if this is the place for them.

[Jonathan] Yeah, and I can speak to the quality of service that you guys provide because I've been a patient there, as well. So great. So I wanna thank you for joining us, Dr. Heather. I also wanna thank all of our viewers for joining us and I think that's everything. Dr. Heather, thank you again. And everyone else that's viewing, we'll see you again next time for the next edition of Water Cooler Check. Take care.

[Dr. Heather Crawford] Thanks for having me. Bye.

[Jonathan] If you'd like to reach out to Harbor Chiropractic, there are two locations in Manatee County. One location on Manatee Avenue, and then another location just across the river in Palmetto. You can also check them out online at, or you can follow them on Facebook.


Home Helpers of Bradenton is one of the region's leading home care franchises specializing in comprehensive services for seniors. Home Helpers' sole mission is to make life easier for clients and their families. Based in Bradenton, Florida, the company serves all of Manatee County, including the communities of Anna Maria, Bradenton, Bradenton Beach, Ellenton, Holmes Beach, Lakewood Ranch, Longboat Key, Palmetto, and Parrish. For more information or to request a free in-home care assessment, contact our office at (941) 499-5946 or visit our website